Are You a Plumbing Contractor? If so you need plumbers insurance and we can assist you to find the best plumbers insurance in Cincinnati for your business. Call 513-662-7000.
Common mistake Made With Plumbers Insurance
Assuming that your homeowners insurance and automobile insurance will provide coverage for your business exposure.
As a licensed plumber working for a local company you decide to make some extra income on the side doing plumbing work. You advertise on Craigslist and a retired couple named Gina and Tony hires you to redo the plumbing in their upstairs bathroom.
You complete the job, are paid for your services and while the retired couple are on a cruise ship for three weeks, the pipes that you installed give way causing a large amount of water to flood the home causing the ceiling to collapse and other extensive damage to the first floor.
Gina and Tony arrive home and discovered that their home has extensive damage and they submit a claim to their insurance company. Gina and Tony’s insurance company are claiming that you are responsible for the damage and file a lawsuit against you for $42,000 to reclaim their losses.
You did not purchase plumbers liability insurance and so the $42,000 claim would need to be paid by yourself.
Call us for Plumbers Insurance in Cincinnati
Contact Pathway Insurance at 513-662-7000 for the best coverage for plumbers insurance in Cincinnati.